Retirement Planning

A large number of retirees can expect to look forward to 30 years of more of enjoying life after they leave the workforce. It’s vitally important, therefore, not just to financially plan for retirement but for a long time spent in your retirement years.  There are many circumstances and events that cannot be foreseen, but an open discussion about how you envision your life in retirement and some common events that may present themselves in our more mature years, is worth having early on and at regular intervals.  We can help you implement a financial plan to guide you to the point of retirement and through the life you envision once you are retired.

We start with the premise that you do not wish to compromise when it comes to your financial future. We want to act as a trusted steward for your wealth so you can achieve independence and freedom to focus on aspects of life that matter most to you.

Your age plays a big factor when it comes to planning for your financial future. We work with you to create a plan that sets you up for success in terms of maximizing tax-advantaged contributions and boosting savings and investments. If you need to play catch-up we can help you strategize the best way to accomplish this. When it comes time to withdraw we can help with a tax-efficient strategy and make the most of your income streams and assets to help replace your business income or paycheck with predictable cash flow.

The goal should be to build up sufficient assets to meet retirement needs. You need to consider longevity, lifestyle wishes, healthcare costs and the impact of inflation. We can help you with allocating resources and managing cash flow to meet your current needs without jeopardizing your future.

Retirement is a time to look forward to and celebrate. It’s a time for you and about you and your priorities and interests. We want it to be extremely rewarding for you and putting in place a realistic and successful financial plan is a major component. Life isn’t static and your plan won’t be either. We will be meeting regularly to review and update as necessary.

Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.